Hivos International


In December 2008, the Indian Parliament passed a legislation called the Unorganised Workers Social Security Bill that mandated the Union Government to “formulate, from time to time, suitable welfare schemes for unorganised workers.” As part of this legislation, a schedule was attached that included two new schemes; one, the Rashtriya Swasthya Bima Yojana (national health insurance scheme) and the other, Aam Aadmi Bima Yojana (life insurance for the common man). In this paper, we undertake a review the former, known by its acronym RSBY.